banner

Top Up Loans

KMPL provides Top Up loans to the esteemed Car loan Customers. As a constant effort in reaching to our privileged customers new products are designed seeing the past repayment track. The lines of Products are:

Top Up Loans
  • KPTR (Kotak Prime Track record) -€“ This is an exclusive offer for our loyal customers who have maintained a good repayment track with Kotak Mahindra Prime.
  • RePlus - This loan is a 2-in-1 Offer for our valued customers, which offers benefits of Personal Loan and Re-Finance at the same time. It'€™s an easy pre-approved top up loan on your car finance.

Eligibility

We offer KPTR loan to all existing customers who are

  • in the age group of 21 to 60 years (at the end of the tenure)
  • Partnership Firms
  • Public & Private Ltd. companies
  • HUFs and Trusts

And who have successfully run a car loan with us for 12 months*.

Document

Below documents are applicable to all alternate business products:
Documents Individual / Proprietory concern Companies Partnership
Proof of Residence (copy of electricity/ telephone bill/ Passport /Voter's ID/ Lease deed/ Rent agreement copy/Property Registration Document in the name of the Customer ) Y Y Y
Signature Verification proof from your Banker / Voters ID / IT PAN card / IT Return / Driving License/ Passport Y Y Y
Identity proof: Voters Id/ Pan Card/ Driving License/ Passport. Y Y Y
Registration copy of the Vehicle Y Y Y
Invoice copy of the Vehicle Y Y Y
Insurance copy of the Vehicle Y Y Y
Photograph (one signed by the customer) Y Y Y
Ownership proof: Electricity bill, Water bill & Maintenance bill Y - -
Copy of Income tax returns for the last 2 years - Y -
1 Photograph of Director. - Y -
MOA and Board Resolution - Y -
Partnership Deed / Trust Deed - - Y
Letter of Authority signed by all partners. - - Y

Apply Now

  • Request a call back

    Click here Click here to apply and get a call from us.

  • Apply through SMS

    SMS <TOPUP> to 5676788

Leave us your contact details

FAQ's Expand All

Do I have to close my KPTR loan along with my car loan.

Only if you want to get NOC to remove hypothecation from your car loan.

So how do I get a KMPL car Loan?

Just fill the apply now form and our representative will get in touch with you shortly. Other Ways to apply - Call Us - Visit our branch

Do I need a guarantor?

Yes if your car loan account also has one.

Does my car loan account get linked?

The KPTR is based on your car loan track. This loan will also have a lien against your car.

What is KPTR?

KMPL car loan track based personal loan

What are the tenure options?

The choice is with you. You can choose from any of the 3 well-placed repayment option of 12,24,or 36, all specially designed to suit your requirements.

How much finance can I avail of?

We finance upto 25 times of your current car loan EMI*.

Who can avail of KMPL KPTR Loan?

We offer KPTR loan to all existing customers who are - in the age group of 21 to 60 years (at the end of the tenure) - Partnership Firms - Public and Private Ltd. companies - HUFs and Trusts And who have successfully run a car loan with us for 12 months*.

How long will it take to process the loan?

Within 48 hours of receipt of completed documentation.

Pre-approved loan*

Low ticket size loans

  • Loan amount up to Rs. 1.5 Lacs
  • Minimum documentation*
Preferred segment loan
  • Loan amount between Rs. 1.5 – Rs. 15 Lacs.*
  • Hassle-free processing
  • Funding up to 85% with maximum tenure of 60 months*
Approve you own loan*

For salaried employee

  • Monthly Installments Upto 40% of net salary*
  • Loan amount equals up to 2 times of your annual salary*
Request a call back
Or

Preferred Time To Call

Track Your Car Loan Application