Top Up Loans
KMPL provides Top Up loans to the esteemed Car loan Customers. As a constant effort in reaching to our privileged customers new products are designed seeing the past repayment track. The lines of Products are:
Top Up Loans
- KPTR (Kotak Prime Track record) - This is an exclusive offer for our loyal customers who have maintained a good repayment track with Kotak Mahindra Prime.
- RePlus - This loan is a 2-in-1 Offer for our valued customers, which offers benefits of Personal Loan and Re-Finance at the same time. It's an easy pre-approved top up loan on your car finance.
We offer KPTR loan to all existing customers who are
- in the age group of 21 to 60 years (at the end of the tenure)
- Partnership Firms
- Public & Private Ltd. companies
- HUFs and Trusts
And who have successfully run a car loan with us for 12 months*.
Below documents are applicable to all alternate business products:
|Documents||Individual / Proprietory concern||Companies||Partnership|
|Proof of Residence (copy of electricity/ telephone bill/ Passport /Voter's ID/ Lease deed/ Rent agreement copy/Property Registration Document in the name of the Customer )||Y||Y||Y|
|Signature Verification proof from your Banker / Voters ID / IT PAN card / IT Return / Driving License/ Passport||Y||Y||Y|
|Identity proof: Voters Id/ Pan Card/ Driving License/ Passport.||Y||Y||Y|
|Registration copy of the Vehicle||Y||Y||Y|
|Invoice copy of the Vehicle||Y||Y||Y|
|Insurance copy of the Vehicle||Y||Y||Y|
|Photograph (one signed by the customer)||Y||Y||Y|
|Ownership proof: Electricity bill, Water bill & Maintenance bill||Y||-||-|
|Copy of Income tax returns for the last 2 years||-||Y||-|
|1 Photograph of Director.||-||Y||-|
|MOA and Board Resolution||-||Y||-|
|Partnership Deed / Trust Deed||-||-||Y|
|Letter of Authority signed by all partners.||-||-||Y|
FAQ's Expand All
- What is KPTR?
KMPL car loan track based personal loan
- Who can avail of KMPL KPTR Loan?
We offer KPTR loan to all existing customers who are - in the age group of 21 to 60 years (at the end of the tenure) - Partnership Firms - Public and Private Ltd. companies - HUFs and Trusts And who have successfully run a car loan with us for 12 months*.
- How much finance can I avail of?
We finance upto 25 times of your current car loan EMI*.
- What are the tenure options?
The choice is with you. You can choose from any of the 3 well-placed repayment option of 12,24,or 36, all specially designed to suit your requirements.
- How long will it take to process the loan?
Within 48 hours of receipt of completed documentation.
- Does my car loan account get linked?
The KPTR is based on your car loan track. This loan will also have a lien against your car.
- Do I need a guarantor?
Yes if your car loan account also has one.
- So how do I get a KMPL car Loan?
Just fill the apply now form and our representative will get in touch with you shortly. Other Ways to apply - Call Us - Visit our branch
- Do I have to close my KPTR loan along with my car loan.
Only if you want to get NOC to remove hypothecation from your car loan.